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Created Date
1995-09-16
Mailing Address
Company Name
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Feedback about Westamerica Bank?
Here you get acquainted with the reviews of our customers.
It was significant to enhance the credit history, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I addressed Westamerica Bank. The score improved after several loans paid off.
Joelle Russel
Westamerica Bank is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.
Immanuel Russel III
It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.
Estell Marvin
Pay Attention
Further there will be given the details about not a certain lending company. The information below will tell about common information about payday loans and its specific features.
Payday Loans in Turlock, California
Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
Such financial products as payday loan in Turlock, California is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Westamerica Bank help issue a payday loan in Turlock, California?
- Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval percentage. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Then you should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Turlock, ca consider this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on schedule and not only resolve current problems, but improve the credit score.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.
APR Calculator
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