Welcome to Our Online Loan Referral Service

4.1 31 reviews

2450 Geer Rd, Turlock, CA 95382, USA
+1 (877) 465-3361
www.golden1.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-01-13

Mailing Address

Company Name

Contact Data

Feedback about Golden 1 Credit Union?

Here you see the reviews of our customers.

Lovely employees, great starter bank, highly recommend.

Mr. Herbert Ruecker Jr.

Great place and staff.

Dr. Eriberto Dare

You'd think they would have upgraded or at least added a second location by now.

Joany Emmerich

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Turlock, California

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is simple and fast to issue payday loans in Turlock, California. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Golden 1 Credit Union help take out a loan in Turlock, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial abilities to approve the form. Payday loans in Turlock, California may help level up your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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