Welcome to Our Online Loan Referral Service

4.6 1159 reviews
Loan agency in Upper Lake, California

635 E Hwy 20 C, Upper Lake, CA 95485, USA
+1 (855) 254-5430
www.silvercloudfinancial.com
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–9PM

Domain Info

Created Date

2012-02-17

Mailing Address

Kalkofnsvegur 2, Reykjavik, Capital Region, 101, Iceland

Company Name

Withheld for Privacy Purposes

Privacy service provided by Withheld for Privacy ehf

Contact Data

[email protected]

+354.4212434

Feedback about Silver Cloud Financial?

Here you get acquainted with the feedback of our customers.

Good rates for a payday loan, but Funds are not issued in a timely manner. I have had issues with a time delay. Needs to be more reliable. But best rate for a payday …

Evalyn Douglas

It was easy to fill out applications and get approved. Not sure how you got my payday info and bank account information though. I never gave this information to you

Trevor Walker

Ultra Professional Hassle Free Payday Loans

Lolita Towne

… for a payday loan, but Funds are not issued in a timely manner. I have had issues with a time delay. Needs to be more reliable. But best rate for a payday loan.

Rachelle Dibbert PhD

Great place for quick cash when you’re in a bind till payday!

Rosendo Waters DDS

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Upper Lake, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Upper Lake, California is issued easily and fast. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Silver Cloud Financial help issue a loan in Upper Lake, California?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Upper Lake, California. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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