Welcome to Our Online Loan Referral Service

3.5 6 reviews

138 Peabody Rd, Vacaville, CA 95687, USA
+1 (707) 451-6980
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you read the reviews of our clients.

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Mrs. Darby Shanahan

I took out a loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One refused, the other offered too high a percentage, but here it was approved as I wanted.

Hannah Little

Good service with a reasonable percentage. Money deposited immediately, I always use Westamerica Bank.

Richie Hegmann

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users grapple with common information about payday loans.

Payday Loans in Vacaville, California

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Vacaville, ca. They are issued at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help take out a loan in Vacaville, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Vacaville, California. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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