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Created Date
1995-09-16
Mailing Address
Company Name
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Feedback about Westamerica Bank?
Here you read the reviews of our clients.
I trusted Westamerica Bank when it was necessary to get a payday loan. I filled in an application quickly. No issues.
Cleve Collier DDS
I took out a cash advance when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.
Mr. Kyle Tillman
I often take out a payday loan to a card in Westamerica Bank. It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.
Eve Harvey DDS
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.
Dr. Mac Feil
I issued a loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a interest rate, but here it was approved as I wanted.
Bruce Schultz
Pay Attention
The first three points show the certain lender. In other turn, below-defined info makes readers grapple with general information about payday loans.
Payday Loans in Vallejo, California
The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.
This financial product in Vallejo, California is taken out easily and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Westamerica Bank help issue a payday loan in Vallejo, California?
- 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every client should fill out the following data:
Then a customer should submit an application to get a proposal from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Vallejo, California. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as APR.
APR Calculator
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