Domain Info
Created Date
2000-07-31
Mailing Address
20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States
Company Name
Umpqua Bank
Umpqua Bank
Feedback about Umpqua Bank?
Here you get acquainted with the feedback of our clients.
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the fees.
Nettie Orn
I tried to borrow money from Umpqua Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.
Ms. Hulda Effertz
For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.
Neal Ratke III
Pay Attention
Above-shown info provides the details about a certain lender. Below-shown info is oriented on common information about payday loans.
Payday Loans in Valley Springs, South Dakota
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Hassle-free financial products are known as payday loans in Valley Springs, sd. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.
APR
36% small loan cap
Max Loan
$500
Min Term
Not Specified
Max Term
Not Specified
How will Umpqua Bank help take out a payday loan in Valley Springs, South Dakota?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
After filling in an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Valley Springs, South Dakota. The company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.
APR Calculator
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