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4.9 93 reviews
Loan agency in Ventura, California

138 W Main St Ste. B, Ventura, CA 93001, USA
+1 (805) 648-5745
www.advanceamerica.net
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our customers.

I was afraid of coming in, fearing that I would get denied a Payday loan. The employee Jose walked me through and made me feel at ease and taken care of. We need more …

Dr. Isabella Dare V

Definitely recommending anyone to come to this location!

Katarina Moore

I wouldn’t want to do business anywhere else God bless you all thank you

Blair Kirlin Jr.

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Ventura, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Ventura, Iowa is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Ventura, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Ventura, ia will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Ventura, California

Moneytree

2185 E South St, Long Beach, CA 90805, USA

+1 (562) 423-3224

locations.moneytreeinc.com

Murphy Canyon Mortgage

4950 Waring Rd (~136 segments). # 9, San Diego, CA 92120, USA

+1 (619) 229-0074

U.S. Bank Branch

189 Niblick Rd, Paso Robles, CA 93446, USA

+1 (805) 237-6111

locations.usbank.com

Westamerica Bank

20 Solano Square, Benicia, CA 94510, USA

+1 (707) 747-3480

www.westamerica.com

Dos Amigos Check Cashing

2035 N Durfee Ave, South El Monte, CA 91733, USA

+1 (626) 575-0100

www.loan4u.club

Bank of the West

7533 Dublin Blvd, Dublin, CA 94568, USA

+1 (925) 829-5610

www.bankofthewest.com

Westamerica Bank

5700 Stoneridge Mall Rd # 110, Pleasanton, CA 94588, USA

+1 (925) 734-1510

www.westamerica.com

Check Into Cash

1061 E Ave. J #101, Lancaster, CA 93535, USA

+1 (661) 945-2463

local.checkintocash.com

Western Healthcare Federal Credit Union

1785 Arnold Dr, Martinez, CA 94553, USA

+1 (925) 524-5000

www.whfcu.org

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