Welcome to Our Online Loan Referral Service

3.8 5 reviews

5808 Telephone Rd, Ventura, CA 93003, USA
+1 (805) 339-2600
www.first.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about First Bank - Drive-through Only?

Here you get acquainted with the reviews of our customers.

want to express my deep gratitude to First Bank - Drive-through Only for believing my case. I had some problems with a credit score, but this company helped me out and issued a loan.

Alberta Gusikowski

Good service with a favorable percentage. Money transferred immediately, I always use First Bank - Drive-through Only.

Nathanael Kerluke PhD

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Ventura, Iowa

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Ventura, Iowa is taken out simply and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Bank - Drive-through Only help take out a payday loan in Ventura, Iowa?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Ventura, ia review this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on schedule and not only handle current difficulties, but improve the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

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