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5 reviews

89 S California St ste 100, Ventura, CA 93001, USA
+1 (805) 642-9955
www.bankofthesierra.com
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM

Domain Info

Created Date

1996-04-16

Mailing Address

California, United States

Company Name

Media Temple Inc.

Media Temple Inc.

Contact Data

Feedback about Bank of the Sierra?

Here you grapple with the feedback of our customers.

Not the first time I use Bank of the Sierra. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when money is urgently needed.

Cleveland Wisozk PhD

Bank of the Sierra seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Sadye Hartmann

Pay Attention

Lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Ventura, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Ventura, Iowa is taken out simply and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the Sierra help take out a payday loan in Ventura, Iowa?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a loan. The lender process many aspects such as financial abilities to approve the application. Payday loans in Ventura, Iowa may help improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Ventura, California

U.S. Bank ATM - Menlo Park

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+1 (800) 872-2657

usbank.com

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172 Atlantic Ave, Pittsburg, CA 94565, USA

+1 (925) 439-7667

www.ccfi.com

ACE Cash Express

1550 N Ben Maddox Way, Visalia, CA 93292, USA

+1 (559) 732-7600

www.acecashexpress.com

Payday Advance

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Union Bank

225 W 7th St, Hanford, CA 93230, USA

+1 (559) 582-1085

blw.unionbank.com

Manulife Financial Mortgage & Investments

1646 N California Blvd, Walnut Creek, CA 94596, USA

+1 (925) 939-6260

www.manulife.com

Bay Equity Home Loans

445 Marine View Ave UNIT 200, Del Mar, CA 92014, USA

+1 (760) 405-0711

www.therafiigroup.com

Graham-Newman Title Loans - LoanMart Chino

12209 Central Ave, Chino, CA 91710, USA

+1 (909) 536-0838

www.800loanmart.com

Bank of America (with Drive-thru ATM)

160 Yorba Linda Blvd, Placentia, CA 92870, USA

+1 (714) 524-4712

locators.bankofamerica.com

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