Welcome to Our Online Loan Referral Service

3.2 59 reviews

6026 Telephone Rd, Ventura, CA 93003, USA
+1 (805) 477-4000
www.vccuonline.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

2002-05-24

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Ventura County Credit Union - Ventura?

Here you get acquainted with the reviews of our clients.

After reading some negative reviews I decided to write this as a response.

Mr. Archibald Spinka I

Should have closed this account out and stuck the money under the mattress.

Mariano Gibson

VCCU used to have great service and competitive interest rates, but not anymore.

Lucinda Lesch

Pay Attention

Lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Ventura, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Ventura, Iowa is issued simply and fast. The interest rate is set considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Ventura County Credit Union - Ventura help issue a payday loan in Ventura, Iowa?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Ventura, Iowa. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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