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5 2 reviews

800 W Main St, Visalia, CA 93291, USA
+1 (559) 738-7868
www.westamerica.com
Thursday
9AM–5PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you find some of the opinions of our clients.

Westamerica Bank seems legit. At least they have no hidden fees. This was the only company that accepted me for a payday loan.

Miss Gina Krajcik

Westamerica Bank seems nice. Applied twice. The first loan approved was small – $300, but next time the limit was increased to $700. Repaid the loan even earlier. The employees were caring, they gave speedy answers to all my questions. No issues. But their rates are average.

Belle Bartell

Pay Attention

The previous three items describe a peculiar financial institution. But below you can find common data about payday loans.

Payday Loans in Visalia, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your short-term financial issues in Visalia , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in good time.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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