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3.3 4 reviews

618 W Main St, Visalia, CA 93291, USA
+1 (559) 741-2011
www.mechanicsbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Visalia Branch?

Below you find some of the opinions of our clients.

I want to say Many Thanks to the employees of Mechanics Bank - Visalia Branch. They offer immediate solution to any sudden money issues. Love them for their quick approval. Applied for a payday loan and got accepted although my credit was bad. I will definitely use this company if I need money again.

Bettye Shanahan

I asked Mechanics Bank - Visalia Branch for help. Everything was done very fast. Had the funds in my account the next day. Employees are very friendly. Pleasant experience!

Kelsi Streich

I applied for the first cash advance in my life, was approved the same day despite the fact that I had low credit score. I repaid it on time. Love this company for their competitive rates. Other lenders in my town charge sky high interest!

Ms. Rosemary Farrell I

I was embarrassed to borrow from my collegues so I decided to apply for a payday loan via Mechanics Bank - Visalia Branch. Found them online and the user reviews were good I have already applied 5 times and every time I was accepted same day. Very nice.

Prof. Jermaine Lesch PhD

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Visalia, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is easy and fast to get accepted for payday loans in Visalia, California. The interest rate will be set individually for each applicant and will depend on the personal information the consumer entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Visalia, ca accept people with bad credit. You can request a bad credit payday loan on the net around the clock and if approved could have the money in your account within several hours.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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