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5 478 reviews
Loan agency in Watsonville, California

316 Main St, Watsonville, CA 95076, USA
+1 (831) 920-6173
oportun.com
Friday
11AM–6:30PM
Saturday
10AM–5PM
Sunday
10AM–4PM
Monday
11AM–6:30PM
Tuesday
11AM–6:30PM
Wednesday
11AM–6:30PM
Thursday
11AM–6:30PM

Domain Info

Created Date

2001-03-28

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Oportun?

Here you read the reviews of our clients.

Good costumer services with hernan p i dont wait alot in line to get my load

Prof. Magali Emmerich

Super friendly staff and fast service

Newell Purdy DDS

Good service Hernan was really friendly great customer service

Dr. Darren Feil III

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Watsonville, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are known as payday loans in Watsonville, ca. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Oportun help issue a loan in Watsonville, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Watsonville, California. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Watsonville, California

MoneyGram

1523 Main St #107, El Centro, CA 92243, USA

+1 (760) 370-0878

locations.moneygram.com

Payday Money Centers- San Juan Capistrano

31952 Del Obispo St #250, San Juan Capistrano, CA 92675, USA

+1 (949) 248-9827

www.paydaymoneycenters.com

Merchants Bank of Commerce

1177 Placer St, Redding, CA 96001, USA

+1 (530) 241-2265

www.mboc.com

Moses Financial

2247 San Diego Ave # 133, San Diego, CA 92110, USA

+1 (619) 543-0898

Get Auto Title Loans Moreno Valley CA

14910 Perris Blvd, Ste B#261, Moreno Valley, CA 92553, USA

+1 (951) 379-3396

getautotitleloans.com

Travis Credit Union

1194 W Olive Ave, Merced, CA 95348, USA

+1 (707) 449-4000

www.traviscu.org

Advance America

2351 CA-46, Wasco, CA 93280, USA

+1 (661) 758-6080

www.advanceamerica.net

ACE Cash Express

4110 Norwood Ave Ste 400 Ste 400 Ste 400, Sacramento, CA 95838, USA

+1 (916) 567-1143

www.acecashexpress.com

Check Into Cash

2305 Geer Rd, Turlock, CA 95382, USA

+1 (209) 634-7888

local.checkintocash.com

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