Domain Info
Created Date
1995-11-25
Mailing Address
California, United States
Company Name
Stearns Lending, LLC
Stearns Lending, LLC
Contact Data
What people think about Stearns Lending?
Below you get acquainted with some of the testimonials of our customers.
I got the loan very fast
Aidan Frami
This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.
Miss Chelsie Hansen
You guys gave me a loan where others didnt. Thank you
Katarina Wehner Jr.
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Windsor, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Windsor, New York is are easy to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.
APR Calculator
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