Welcome to Our Online Loan Referral Service

2.3 4 reviews

168 E Grant Ave, Winters, CA 95694, USA
+1 (530) 668-2700
www.yolofcu.org
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Yolo Federal Credit Union?

Here you read the reviews of our customers.

Very big and open and super friendly staff.

Jedidiah Gerhold

Today I attempted to deposit my payroll check.

Jeramy Langosh

The least your bank could do is return the $17.

Brown Miller

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Winters, Texas

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Winters, Texas are taken out easily. The interest percentage is conditional on the client's person-related data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Yolo Federal Credit Union help take out a payday loan in Winters, Texas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Winters, tx will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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Advance America

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Union Bank

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Tri Counties Bank ATM

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+1 (800) 922-8742

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Farmers & Merchants Bank

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+1 (949) 373-2470

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Choice Financial Network

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+1 (714) 919-8105

choicefinancialgroup.com

BBVA Bank

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+1 (951) 242-1174

www.bbvausa.com

ACE Cash Express

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+1 (323) 832-0248

www.acecashexpress.com

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