Welcome to Our Online Loan Referral Service

5 2 reviews

6470 Washington St, Yountville, CA 94599, USA
+1 (707) 944-4422
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you get acquainted with some of the opinions of our clients.

A good website. The company quickly processed my application. Had money in my account the next day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!

Jovanny Price

It decided to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Westamerica Bank. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very good service.

Kieran Howell

I had problems with paying my bank loan and was not sure I would get appoved for a loan with Westamerica Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $300 online. Fortunately I got an approval!!! They literally saved my life.

Prof. Adelbert Pagac IV

Simple application. I only entered an ID and a bank account. Same day processing. The first time I was approved for $600 only. Hope the limit will increase next time. Interest rate is fair. Repaid the loan early. If you have difficulties, the term can be also extended.

Kamren Borer

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Yountville, California

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Yountville, California is are easy to get. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

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