Welcome to Our Online Loan Referral Service

3.5 2 reviews

200 S Broadway St, Yreka, CA 96097, USA
+1 (530) 841-0152
www.mboc.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2001-06-01

Mailing Address

1951 CHURN CREEK RD, REDDING, CA, 96002-0246, United States

Company Name

Collins, Jeff

Redding Bank of Commerce

Contact Data

[email protected]

5302243333

Feedback about Merchants Bank of Commerce?

Here you get acquainted with the reviews of our clients.

The funds are deposited to my card. I cover obligations through my personal account. The payment is convenient and fast. Pay on schedule and there will be no issues.

Fred Zemlak

The payday loan is transferred easily and quickly. There is a minus - a great interest rate when returning a loan.

Don Wunsch

I had a displeasing situation in my life. I urgently required extra funds. This company helped me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Prof. Rosalind Rath DDS

I contacted Merchants Bank of Commerce. Everything was done fast. Only pleasant impressions remained!

Mr. Tyreek Eichmann II

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Elliot Mueller

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Yreka, California

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to take out payday loans in Yreka, California. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Merchants Bank of Commerce help take out a payday loan in Yreka, California?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Yreka, California. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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