Welcome to Our Online Loan Referral Service

2.6 12 reviews

1600 Butte House Rd, Yuba City, CA 95993, USA
+1 (530) 751-2700
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Yuba City Branch?

Below you read some of the opinions of our customers.

Mechanics Bank - Yuba City Branch seems safe. At least they have no hidden fees. This was the only lender that accepted me for a cash advance.

Prof. Ezekiel Morissette

Fast application. I only entered an ID and a bank account. Immedaite processing. The first time I was accepted for $300 only. Hope the limit will be more next time. APR is reasonable. Paid off the loan early. If required, the term can be also extended.

Bertrand Schroeder I

I recommend Mechanics Bank - Yuba City Branch to everyone who need extra money. I’ve been using them for 5th time. Always exceptional service!

Mrs. Audie Brekke Sr.

Many thanks to Mechanics Bank - Yuba City Branch. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best company! Managed to cover my issues and signed with relief.

Jeramy Weber

Important

Above there is information about a precise loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Yuba City, California

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Yuba City, California is are simple to get. The APR is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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