Welcome to Our Online Loan Referral Service

5 2 reviews

2960 Dory Hill Rd, Black Hawk, CO 80422, USA
+1 (303) 582-5444
www.gilpincounty.org
Monday
Closed
Tuesday
Closed
Wednesday
Closed
Thursday
1:30–4PM
Friday
Closed
Saturday
Closed
Sunday
Closed

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Feedback about Gilpin County Food Bank?

Here you see the reviews of our customers.

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Prof. Damion Strosin

I contacted Gilpin County Food Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Kendrick Leannon

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Lew Kunde

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Black Hawk, South Dakota

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Black Hawk, South Dakota is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Gilpin County Food Bank help take out a loan in Black Hawk, South Dakota?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Black Hawk, South Dakota. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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OE Federal Credit Union

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Equitable Savings & Loan Association

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