Spectrum Funding LLC Payday Loans Review

Loan agency in Durango, Colorado

Organization owner?

1111 Camino Del Rio, Durango, CO 81301, USA

+1 (970) 247-1311

Feedback about Spectrum Funding LLC?

Here you read the feedback of our clients.

I suffered a difficult situation in my life. I urgently needed extra funds. This company helped me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Jessie Kovacek

The funds are deposited to my bank account. I cover obligations through my account. The payment is efficient and quick. Pay on schedule and there will be no problems.

Crawford Feest

Spectrum Funding LLC applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Hailie Shanahan

I submit an application quite often. I am pleased with the terms. There is online 24/7 service.

Ayana Effertz

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Francis Feil

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Durango, Iowa

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Durango, ia. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Spectrum Funding LLC help issue a loan in Durango, Iowa?

24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Durango, Iowa may help enhance your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Durango, Colorado

Community Banks of Colorado

7480 US-50, Salida, CO 81201, USA

+1 (719) 539-9191

www.cobnks.com

Academy Bank

3301 Tower Rd, Aurora, CO 80011, USA

+1 (303) 222-7540

www.academybank.com