Welcome to Our Online Loan Referral Service

4 3 reviews

102 E Bridge St, Hotchkiss, CO 81419, USA
+1 (970) 872-3111
firststatebank-co.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2010-05-03

Mailing Address

500 YGNACIO VALLEY RD STE 200, Walnut Creek, CA, 94596-3845, United States

Company Name

United Business Bank

United Business Bank

Contact Data

mhansen@unitedbusinessbank.com

+1.925-476-1855

Feedback about First State Bank of Colorado?

Here you grapple with the feedback of our clients.

Great people & Great Bank

Laurine Hoeger

Their online banking consistently locks me out.

Prof. Bell Padberg Sr.

Best bank they always take care of me and are really nice.

Pietro Monahan

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Hotchkiss, Colorado

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Hotchkiss, Colorado is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will First State Bank of Colorado help issue a loan in Hotchkiss, Colorado?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Hotchkiss, Colorado. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Hotchkiss, Colorado

Crested Butte Bank

116 6th St, Crested Butte, CO 81224, USA

+1 (970) 349-0170

gunnisonbank.com

Alpine Bank

2770 Alpine Dr, Montrose, CO 81401, USA

+1 (970) 240-0900

www.alpinebank.com

Area Best Pawn & Gun LLC

610 CO-92, Delta, CO 81416, USA

+1 (970) 399-3601

Bank of the West

701 13th St, Golden, CO 80401, USA

+1 (303) 202-5533

www.bankofthewest.com

Routt Federal Credit Union

440 S Lincoln Ave B3, Steamboat Springs, CO 80487, USA

+1 (970) 879-2723

www.routtcreditunion.com

Wells Fargo Bank

909 N Main St, Gunnison, CO 81230, USA

+1 (970) 641-6204

www.wellsfargo.com

White Crown Federal Credit Union

2001 Lincoln St #100, Denver, CO 80202, USA

+1 (303) 534-4448

www.whitecrown.org

W.N. Financial Solutions

1755 Telstar Dr Ste 300, Colorado Springs, CO 80920, USA

+1 (719) 445-8211

www.wnfinancialsolutions.com

ACE Cash Express

1600 Champa St Ste 2 Ste 2, Denver, CO 80202, USA

+1 (303) 893-4337

www.acecashexpress.com

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