Welcome to Our Online Loan Referral Service

5 reviews

600 Main St, Ouray, CO 81427, USA
+1 (970) 325-4478
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM

What people think about Citizens State Bank of Ouray?

Below you read some of the reviews of our customers.

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!

Mafalda McCullough

I always use Citizens State Bank of Ouray when it need a loan. The application process is quick. No issues.

Kaylie Cremin

I needed $500 to buy a suit for a party. The only solution was to apply for a cash advance. Found a lot of lenders online. Citizens State Bank of Ouray is the most transparent financial institution in Ouray.

Annalise Cormier

I recommend Citizens State Bank of Ouray to everyone who need extra cash. I’ve been using them for 2nd time. Always amazing service!

Prof. London Abshire MD

Many thanks to Citizens State Bank of Ouray. I recently had some troubles with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to cover my issues and signed with relief.

Verla Dare V

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Ouray, Colorado

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Ouray, Colorado. The entire process is fast. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments punctually.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Ouray, Colorado

Massa Auto Pawn & Sales

7801 W Colfax Ave, Lakewood, CO 80214, USA

+1 (303) 238-2274

www.massapawn.com

Canvas Credit Union Lakewood Branch

7575 W 5th Ave, Denver, CO 80226, USA

+1 (303) 691-2345

www.canvas.org

Farm Credit of Southern Colorado - Burlington Lending Office

549 S Lincoln St, Burlington, CO 80807, USA

+1 (719) 346-5324

aglending.com

Cash Systems

120 Main St, Central City, CO 80427, USA

+1 (303) 582-9166

U.S. Bank Branch

202 Santa Fe Ave, La Junta, CO 81050, USA

+1 (719) 384-7703

locations.usbank.com

BBVA Bank

15580 E 104th Ave, Commerce City, CO 80022, USA

+1 (303) 390-4775

www.bbvausa.com

Bank of the West

303 Main St, Lyons, CO 80540, USA

+1 (303) 823-9800

www.bankofthewest.com

U.S. Bank Branch

301 E Horsetooth Rd, Fort Collins, CO 80525, USA

+1 (970) 207-0799

locations.usbank.com

Bank of the San Juans

1 N Parkway Way, Colorado City, CO 81019, USA

+1 (866) 618-2675

banksanjuans.com

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