What people think about Citizens State Bank of Ouray?
Below you read some of the reviews of our customers.
I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!
Mafalda McCullough
I always use Citizens State Bank of Ouray when it need a loan. The application process is quick. No issues.
Kaylie Cremin
I needed $500 to buy a suit for a party. The only solution was to apply for a cash advance. Found a lot of lenders online. Citizens State Bank of Ouray is the most transparent financial institution in Ouray.
Annalise Cormier
I recommend Citizens State Bank of Ouray to everyone who need extra cash. I’ve been using them for 2nd time. Always amazing service!
Prof. London Abshire MD
Many thanks to Citizens State Bank of Ouray. I recently had some troubles with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to cover my issues and signed with relief.
Verla Dare V
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Ouray, Colorado
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans are the easiest loans to qualify for in Ouray, Colorado. The entire process is fast. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
36%
Max Loan
$500
Min Term
6 months (180 days)
Max Term
Not Specified
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments punctually.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Ouray, Colorado
Ent Credit Union
4300 S College Ave Suite 100, Fort Collins, CO 80525, USA
+1 (800) 525-9623
www.ent.com
U.S. Bank Branch
3525 Hartsel Dr, Colorado Springs, CO 80920, USA
+1 (719) 268-3180
locations.usbank.com
Credit Union of the Rockies
1010 Johnson Rd, Golden, CO 80401, USA
+1 (303) 273-5200
www.cu-rockies.org
Bank of Colorado
133 North Interocean Avenue, Holyoke, CO 80734, USA
+1 (970) 854-2291
www.bankofcolorado.com
