Welcome to Our Online Loan Referral Service

5 reviews

600 Main St, Ouray, CO 81427, USA
+1 (970) 325-4478
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
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What people think about Citizens State Bank of Ouray?

Below you read some of the reviews of our customers.

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Ouray, Colorado

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Ouray, Colorado. The entire process is fast. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments punctually.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Ouray, Colorado

Wells Fargo Bank

909 N Main St, Gunnison, CO 81230, USA

+1 (970) 641-6204

www.wellsfargo.com

Bank of Colorado

420 E 8th Ave, Yuma, CO 80759, USA

+1 (970) 848-5447

www.bankofcolorado.com

Gold Ring Pawn

445 Main St, Silt, CO 81652, USA

+1 (970) 876-5626

Security Service Federal Credit Union

1 Garden Center, Broomfield, CO 80020, USA

+1 (800) 525-9570

www.ssfcu.org

U.S. Bank ATM - La Junta

202 Santa Fe Ave, La Junta, CO 81050, USA

+1 (800) 872-2657

usbank.com

Academy Bank

7800 Smith Rd, Denver, CO 80207, USA

+1 (303) 222-9410

www.academybank.com

Academy Bank

8250 Razorback Rd, Colorado Springs, CO 80920, USA

+1 (719) 208-8870

www.academybank.com

Mortgage Solutions Financial Union

5455 N Union Blvd, Colorado Springs, CO 80918, USA

+1 (719) 447-0325

mortgagesolutions.net

Bank of the West

264 Adams Ave, Silverthorne, CO 80498, USA

+1 (970) 468-2321

www.bankofthewest.com

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