Welcome to Our Online Loan Referral Service

5 9 reviews

321 East Ave, Rifle, CO 81650, USA
+1 (970) 625-1000
www.bayequityhomeloans.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

Feedback about Bay Equity Home Loans?

Here you read the feedback of our customers.

I'm not ashamed to borrow money from Bay Equity Home Loans, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Stanton Hodkiewicz

Not the first time I use Bay Equity Home Loans. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when cash is urgently needed.

Colleen Hagenes IV

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Rifle, Colorado

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Rifle, Colorado is taken out simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will Bay Equity Home Loans help issue a loan in Rifle, Colorado?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Rifle, Colorado. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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TIAA Bank Home Lending

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Ent Credit Union

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