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1 reviews
Loan agency in Wheat Ridge, Colorado

6073 W 44th Ave #305, Wheat Ridge, CO 80033, USA
+1 (303) 467-1340
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Feedback about Merchants Acceptance?

Here you see the feedback of our customers.

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Prof. Elenor Sawayn MD

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact Merchants Acceptance. They really helped.

Stephanie Hirthe

Thanks to Merchants Acceptance for helping when money is emergenctly needed. I have been applying to this service for amost one year and everything is always honest, without hidden commissions.

D'angelo Donnelly

I often take out a loan to a card in Merchants Acceptance. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Aracely Stiedemann

A good payday lender. The service quickly processed the application and credited the funds to my bank account.

Taurean Pacocha

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Wheat Ridge, Colorado

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Wheat Ridge, Colorado is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will Merchants Acceptance help take out a loan in Wheat Ridge, Colorado?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Wheat Ridge, Colorado. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Wheat Ridge, Colorado

Academy Bank

5650 S Chambers Rd, Aurora, CO 80015, USA

+1 (303) 222-7500

www.academybank.com

First National Bank-Fleming

201 N Logan Ave, Fleming, CO 80728, USA

+1 (970) 265-2555

ACE Cash Express

3375 N, Colorado Blvd, Denver, CO 80205, USA

+1 (303) 355-9379

www.acecashexpress.com

Blue Federal Credit Union - Denver Yale St.

6460 E Yale Ave, Denver, CO 80222, USA

+1 (303) 757-3200

www.bluefcu.com

FirstBank

25617 Conifer Rd, Conifer, CO 80433, USA

+1 (303) 838-2030

www.efirstbank.com

Security Service Federal Credit Union

1220 9th Ave, Greeley, CO 80631, USA

+1 (800) 525-9570

www.ssfcu.org

Canvas Credit Union Lakewood Branch

7575 W 5th Ave, Denver, CO 80226, USA

+1 (303) 691-2345

www.canvas.org

Simmons Bank

10457 Park Meadows Dr, Lone Tree, CO 80124, USA

+1 (303) 706-1723

www.simmonsbank.com

Bank of the West

700 S Abilene St, Aurora, CO 80012, USA

+1 (303) 337-5311

www.bankofthewest.com

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