Feedback about Merchants Acceptance?
Here you see the feedback of our customers.
I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.
Prof. Elenor Sawayn MD
I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact Merchants Acceptance. They really helped.
Stephanie Hirthe
Thanks to Merchants Acceptance for helping when money is emergenctly needed. I have been applying to this service for amost one year and everything is always honest, without hidden commissions.
D'angelo Donnelly
I often take out a loan to a card in Merchants Acceptance. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.
Aracely Stiedemann
A good payday lender. The service quickly processed the application and credited the funds to my bank account.
Taurean Pacocha
Pay Attention
Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.
Payday Loans in Wheat Ridge, Colorado
A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.
Such financial products as payday loan in Wheat Ridge, Colorado is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.
APR
36%
Max Loan
$500
Min Term
6 months (180 days)
Max Term
Not Specified
How will Merchants Acceptance help take out a loan in Wheat Ridge, Colorado?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to process the form. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Wheat Ridge, Colorado. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.
APR Calculator
Other Payday Lenders in Wheat Ridge, Colorado
OneMain Financial
98 Wadsworth Blvd #119, Lakewood, CO 80226, USA
+1 (303) 235-0673
www.onemainfinancial.com
Security Service Federal Credit Union
1485 Kelly Johnson Blvd, Colorado Springs, CO 80920, USA
+1 (800) 525-9570
www.ssfcu.org
OneMain Financial
1736 W Uintah St, Colorado Springs, CO 80904, USA
+1 (719) 471-9179
www.onemainfinancial.com
Delta County Federal Credit Union
120 N 6th St, Hotchkiss, CO 81419, USA
+1 (970) 872-4277
www.deltacountyfcu.com
Canvas Credit Union Home Office
9990 Park Meadows Dr, Lone Tree, CO 80124, USA
+1 (303) 691-2345
www.canvas.org
Academy Bank
8250 Razorback Rd, Colorado Springs, CO 80920, USA
+1 (719) 208-8870
www.academybank.com
