Welcome to Our Online Loan Referral Service

3.9 7 reviews

300 Clay St, Wray, CO 80758, USA
+1 (970) 332-4111
www.wraystatebank.com
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM

Domain Info

Created Date

2000-08-31

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Wray State Bank?

Here you get acquainted with the reviews of our clients.

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Wray State Bank in Wray seemed to me the most efficient.

Hilario Schneider

want to express my deep gratitude to Wray State Bank for believing my case. I had some problems with a credit score, but this service helped me and took out a loan.

Mark Rau

I often take out a payday loan to a card in Wray State Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Ezra Hand

The cash advance is deposited easily and quickly. There is a minus - a great rate when repaying a loan.

Cora Sanford

Good service with a favorable percentage. Money deposited immediately, I always use Wray State Bank.

Rupert Boyle

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to address Wray State Bank. They really helped out.

Ali Leannon

Pay Attention

Above-defined info offers the details about a exact lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Wray, Georgia

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Wray, Georgia is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

10% small loan cap

How will Wray State Bank help take out a loan in Wray, Georgia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Wray, ga consider this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on time and not only cope with current problems, but improve the credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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First National Bank of Rocky Ford

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First National Bank Of Monument

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Blue Federal Credit Union - Vista Ridge

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ANB Bank

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Equitable Savings & Loan Association

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