Welcome to Our Online Loan Referral Service

3.7 3 reviews

300 Main St, Wray, CO 80758, USA
+1 (970) 332-4844
www.equitable-savings.com

Domain Info

Created Date

1997-07-08

Mailing Address

221 N 3RD ST, STERLING, CO, 80751-4301, United States

Company Name

Equitable Savings & Loan Association

Equitable Savings & Loan Association

Contact Data

kdorney@equitable-savings.com

+1.9705226522

+1.9705223917

Feedback about Equitable Savings & Loan Association?

Here you grapple with the feedback of our clients.

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Equitable Savings & Loan Association in Wray seemed to me the most efficient.

Prof. Eddie Carroll

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Fiona Satterfield

Equitable Savings & Loan Association seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Mercedes Kulas

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Adah Boehm

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Wray, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Wray, Georgia are issued hassle-free. The interest percentage is dependent on the borrower's personal data: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

10% small loan cap

How will Equitable Savings & Loan Association help issue a payday loan in Wray, Georgia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Wray, ga will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Wray, Colorado

Vectra Bank - Cortez

350 W Montezuma Ave, Cortez, CO 81321, USA

+1 (970) 564-5108

www.vectrabank.com

U.S. Bank ATM - Granby Agate

51 E Agate Ave, Granby, CO 80446, USA

+1 (800) 872-2657

usbank.com

OneMain Financial

1834 Main St #6, Longmont, CO 80501, USA

+1 (720) 652-6445

www.onemainfinancial.com

Alpine Bank

0205 Chambers Ave, Eagle, CO 81631, USA

+1 (970) 328-1666

www.alpinebank.com

Fowler State Bank

201 S Main St, Fowler, CO 81039, USA

+1 (719) 263-4276

www.fowlerstate.com

Edward Jones - Financial Advisor: Gene Bridgewater

601 Lincoln Ave Ste C5, Steamboat Springs, CO 80487, USA

+1 (970) 879-2300

www.edwardjones.com

First Cash Pawn

6650 W 120th Ave a12, Broomfield, CO 80020, USA

+1 (303) 407-6410

Aventa Credit Union_Saguache

311 4th St, Saguache, CO 81149, USA

+1 (800) 555-6665

www.aventa.com

Area Best Pawn & Loan 2

900 E Main St, Montrose, CO 81401, USA

+1 (970) 249-8677

Top