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2.2 25 reviews
Loan agency in Groton, Connecticut

345 Gold Star Hwy, Groton, CT 06340, USA
+1 (860) 449-0605
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–6PM

Feedback about Oracle Finance LLC?

Here you get acquainted with the reviews of our customers.

Just spoke to one of the rudest people ever at this place.

Scarlett Padberg

The number they have listed under credit accounts is out of service.

Izaiah Donnelly I

Very rude, awful experience with this lender.

Una Torphy

We received outstanding customer service from this company.

Jeanette Thompson

Do not do business with them they are out to take your money!!!!

Mrs. Elisabeth Huel PhD

Kudos to them for being an honest and forthright Lender in this world of chaos!

Dr. Kolby Dietrich

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Groton, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Groton, New York is taken out easily and fast. The interest percentage is specified considering the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Oracle Finance LLC help issue a loan in Groton, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Groton, ny review this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on time and not only resolve current difficulties, but enhance the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Groton, Connecticut

Charter Oak Federal Credit Union

226 Putnam Pike, Dayville, CT 06241, USA

+1 (860) 446-8085

charteroak.org

Berkshire Bank

180 Westminster Rd, Canterbury, CT 06331, USA

+1 (860) 564-6126

www.berkshirebank.com

Jewett City Savings Bank

111 Main St, Jewett City, CT 06351, USA

+1 (860) 376-4444

www.jcsbank.com

United Check Cashing

452 Franklin Ave, Hartford, CT 06114, USA

+1 (860) 296-8200

unitedcheckcashing.com

American Eagle Financial Credit Union

699 Cottage Grove Rd, Bloomfield, CT 06002, USA

+1 (860) 568-2020

www.americaneagle.org

Liberty Bank

597 Long Hill Rd, Groton, CT 06340, USA

+1 (888) 570-0773

www.liberty-bank.com

American Eagle Financial Credit Union

84 Washington Ave, North Haven, CT 06473, USA

+1 (860) 568-2020

www.americaneagle.org

Northwest Community Bank

141 Main St B, New Hartford, CT 06057, USA

+1 (860) 693-8397

www.nwcommunitybank.com

Essex Savings Bank

155 Main St, Old Saybrook, CT 06475, USA

+1 (860) 388-3543

www.essexsavings.com

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