Essex Savings Bank Payday Loans Review

2.3 3 reviews

Organization owner?

101 Halls Rd, Old Lyme, CT 06371, USA

+1 (860) 434-1646

essexsavings.com

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Domain Info

Created Date

1997-02-24

Mailing Address

35 PLAINS RD, ESSEX, CT, 06426-1503, United States

Company Name

Essex Savings Bank

Contact Data

[email protected]

+1.8607674414

+1.8607674411

Feedback about Essex Savings Bank?

Here you read the feedback of our customers.

I contacted Essex Savings Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Mr. Filiberto Weimann IV

High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Casimir Leannon

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Nathaniel Hodkiewicz

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Old Lyme, Connecticut

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Old Lyme, ct. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

12$ small loan cap

How will Essex Savings Bank help issue a loan in Old Lyme, Connecticut?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Old Lyme, ct consider this circumstance not a hindrence to take out a loan. The customer of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only handle current difficulties, but enhance the credit history.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Old Lyme, Connecticut

Affinity Federal Credit Union

55 Whitney Ave, New Haven, CT 06510, USA

+1 (800) 571-6983

www.affinityfcu.com

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+1 (860) 240-8299

Merchant Advisors

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+1 (833) 827-4412

www.onlinecheck.com

United Check Cashing

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+1 (203) 798-0867

www.unitedcheckcashing.com

Bay Equity Home Loans - West Hartford, CT

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+1 (860) 232-7700

www.bayequityhomeloans.com

Charter Oak Federal Credit Union

226 Putnam Pike, Dayville, CT 06241, USA

+1 (860) 446-8085

charteroak.org