Citizens Bank Payday Loans Review

2.6 5 reviews

Organization owner?

7 W Glenwood Ave, Smyrna, DE 19977, USA

+1 (302) 653-9245

locations.citizensbank.com

Friday
(Good Friday)

9AM–4PM

Hours might differ

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Contact Data

What people think about Citizens Bank?

Below you read some of the reviews of our customers.

Banking made easy with no hassles.

Darwin Kuhic

Employees in the bank never like responding to messages.

Prof. Reyna Bogisich Sr.

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Smyrna, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Smyrna, New York. Loans from payday lenders can get you cash same day. Your APR will depend on several things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit rating. Payday loan approvals depend very much on other factors. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.