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Loan agency in New Castle County, Delaware

2507 Carr Ave, Wilmington, DE 19803, USA
+1 (877) 409-2274
Friday
(Good Friday)
11:30AM–2PM
Hours might differ
Saturday
11:30AM–2PM
Sunday
(Easter)
11:30AM–2PM
Hours might differ
Monday
11:30AM–2PM
Tuesday
11:30AM–2PM
Wednesday
11:30AM–2PM
Thursday
11:30AM–2PM

What people think about | Empowerment Lending, Inc. dba Ms Payday Loans?

Below you read some of the reviews of our clients.

Stay away!! They approve me for a loan but it’s been 5 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my loan.

Dr. Adah Johnson

Freaking out interest rate. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was awful too. The lady in the chat was very impolite. Not recommended. Better seek another website.

Allison Koelpin III

Pay Attention

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Wilmington, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Wilmington, New York. The entire process is fast. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a payday loan if you are assured that you can afford payments in good time.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Wilmington, Delaware

M&T Bank ATM

US-113, Frankford, DE 19945, USA

+1 (800) 724-2440

locations.mtb.com

Capitol Title Loans

772 Pulaski Hwy, Bear, DE 19701, USA

+1 (302) 221-0886

PNC Bank

1200 W Stein Hwy, Seaford, DE 19973, USA

+1 (302) 629-5000

apps.pnc.com

CashUSAToday

8 The Green Suite #8084, Dover, DE 19901, USA

+1 (800) 953-8114

www.cashusatoday.com

E Z Loans

30214 Sussex Hwy #2, Laurel, DE 19956, USA

+1 (302) 875-0400

firstchoicepaydayloans.com

Tidemark Federal Credit Union

34686 Old Postal Ln, Lewes, DE 19958, USA

+1 (302) 629-0100

www.tidemarkfcu.org

EZ Loans 322 Fox Hunt Dr. Bear, DE 19701

322 Fox Hunt Dr, Bear, DE 19701, USA

+1 (302) 834-1800

www.ezloansdelmarva.com

Ez Cash of Delaware

3619 Kirkwood Hwy a, Wilmington, DE 19808, USA

+1 (302) 995-1231

Artisans' Bank

1555 S Governors Ave, Dover, DE 19904, USA

+1 (302) 674-1754

www.artisansbank.com

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