Zenit Lending Payday Loans Review - Wilmington, Delaware

Loan agency in Wilmington, Delaware

Organization owner?

1201 N Market St, Wilmington, DE 19801, USA

3 years in business

+1 (302) 329-8901

Feedback about Zenit Lending?

Here you read the feedback of our customers.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Prof. Darby Runolfsson

I contacted Zenit Lending 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Alphonso Bashirian

Maude Treutel

I contacted Zenit Lending 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Stanley McGlynn

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Era Senger

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Wilmington, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Wilmington, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will Zenit Lending help take out a loan in Wilmington, New York?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Wilmington, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Wilmington, Delaware

Bank of America ATM (Drive-thru)

113 S Dupont Hwy, New Castle, DE 19720, USA

+1 (844) 401-8500

locators.bankofamerica.com

Edward Jones - Financial Advisor: Karen M Wearden, AAMS®|CRPC®

17723 Coastal Hwy Unit 4, Lewes, DE 19958, USA

+1 (302) 200-9821

www.edwardjones.com

Del-One Federal Credit Union - Newark

141B E Main St, Newark, DE 19711, USA

+1 (302) 739-4496

www.del-one.org

Minute Loan Center

510 N. DuPont Highway, Unit #4 East Lake Center Condominium East Lake Center Condominium, Dover, DE 19901, USA

+1 (302) 735-1644

minuteloancenter.com

Edward Jones - Financial Advisor: Janet R Maher, AAMS®

18335 Coastal Hwy Ste 101, Lewes, DE 19958, USA

+1 (302) 684-5946

www.edwardjones.com

Minute Loan Center

The Cannery The Cannery, 3301 Lancaster Pike Unit 1A, Wilmington, DE 19805, USA

+1 (302) 427-8041

minuteloancenter.com

Loan Till Payday

19269 Coastal Hwy, Rehoboth Beach, DE 19971, USA

+1 (302) 613-0928

www.premiumloans.icu

Mariner Finance

22826 Sussex Hwy, Seaford, DE 19973, USA

+1 (302) 628-3970

www.marinerfinance.com