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1300 Pennsylvania Avenue NW room c 1-80, Washington, D.C., DC 20523, USA
+1 (301) 929-7990
www.lfcu.org

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Feedback about Lafayette Federal Credit Union?

Here you see the feedback of our clients.

I spoke with two different employees at Lafayette Credit Union.

Viva Bode I

Customer service was terrible.

Pattie Kihn

Truly the most dismal banking experience that I have ever had.

Reba Turcotte

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Washington, New Hampshire

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is simple and quick to take out loans in Washington, New Hampshire. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Lafayette Federal Credit Union help take out a payday loan in Washington, New Hampshire?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Washington, nh will assess other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Washington, District of Columbia

D C Financial

948 Eastern Ave NE, Washington, D.C., DC 20019, USA

+1 (202) 525-1705

Capital Guaranty Inc

1101 30th St NW, Washington, DC 20007, USA

+1 (202) 625-4344

Housing Equity

425 Massachusetts Ave NW, Washington, D.C., DC 20001, USA

+1 (202) 621-9361

Premier Bank Inc. Division Headquarters

1130 Connecticut Ave NW #200, Washington, DC 20036, USA

+1 (202) 772-3600

www.premierbankinc.com

Capital One Bank

336 Pennsylvania Ave. SE, Washington, D.C., DC 20003, USA

+1 (202) 543-2510

locations.capitalone.com

City Bank

1412 G St. NW, Washington, D.C., DC 20005, USA

www.city.bank

EagleBank

1425 K St NW #3, Washington, DC 20005, USA

+1 (202) 408-8411

Student Loan Marketing Association

701 Pennsylvania Avenue NW # 560, Washington, D.C., DC 20004, USA

+1 (202) 969-8000

Bad Credit Funds- Bad Credit Loans

1300 I St NW Suite 400E, Washington, D.C., DC 20005, USA

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