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4 21 reviews
Loan agency in Alachua, Florida

15560 US-441 Ste. 150, Alachua, FL 32615, USA
15 years in business
+1 (386) 418-8398
www.advanceamerica.net
Friday
(Good Friday)
9AM–7PM
Hours might differ
Saturday
9AM–7PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the reviews of our customers.

All the employees that work here are INCREDIBLE, especially Dawnya!!!!

Thomas Schneider

I gave 2 stars for the few, very few times I did get that service.

Miss Yolanda Leannon I

I have been a customer here for some time now and I gotta brag on Michelle.

Mr. Eriberto Yost PhD

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Alachua, Florida

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Alachua, Florida is issued simply and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Advance America help issue a payday loan in Alachua, Florida?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Alachua, fl will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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CAMPUS USA Credit Union (Lake City)

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+1 (386) 754-9088

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Oportun

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+1 (407) 901-5019

oportun.com

Capital City Bank

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+1 (352) 596-7258

locations.ccbg.com

Citizens Bank of Florida - Winter Park Office

7250 Aloma Ave, Winter Park, FL 32792, USA

+1 (407) 679-7000

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Principal Financial Group

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+1 (352) 539-9322

First Horizon Bank

599 9th St N, Naples, FL 34102, USA

+1 (239) 659-3022

www.firsthorizon.com

ATM (Regions Bank)

862 Main St, Chipley, FL 32428, USA

+1 (800) 734-4667

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WorkPlaceCredit

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+1 (904) 239-3638

www.workplacecredit.com

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