Budget Auto Credit Payday Loans Review - Atlantic Beach, Florida

4.1 9 reviews

Loan agency in Atlantic Beach, Florida

Organization owner?

625 Atlantic Blvd, Jacksonville, FL 32233, USA

7 years in business

+1 (904) 727-4688

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

What people think about Budget Auto Credit?

Below you see some of the opinions of our clients.

Interest too high. People usually borrow money because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Travon Paucek

Stay away!! They approve me for a loan but it’s been 5 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.

Princess Lowe

Applied for a loan second time. Got denied! No idea WHY! No explanation. Tricky service.

Miss Elvera Huel

Unhappy borrower! Was declined for no reason. My credit was fair.

Ms. Carolanne Lakin

I was approved for $700 for a period of 2 weeks. In the end, I had to pay off twice as much with all the fees charged.

Cydney Ernser

Pay Attention

Above there is information about a definite lender. Below you can review common aspects of payday loans.

Payday Loans in Atlantic Beach, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Atlantic Beach, New York. The interest rate will be set individually for each case and will depend on the personal details the person provided.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.