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3 2 reviews

1504 S Ridgewood Ave, Edgewater, FL 32132, USA
+1 (407) 277-5045
www.fairwinds.org
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about FAIRWINDS Credit Union?

Below you find some of the reviews of our clients.

FAIRWINDS Credit Union rescued me in a hard time. They approved me for a payday loan although I had credit problems. The process was effortless and speedy. I like their competent client support service and reasonable rates. I will definitely recommend this company to my relatives and friends.

Dr. Destini Willms

I asked FAIRWINDS Credit Union for a loan. Everything was done very quickly. Had the funds in my account the next morning. Employees are very competent. Pleasant experience!

Edmond Hauck Jr.

They approve applicants instantly and transfer funds the next day. But be careful – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Miss Mariana Lakin V

Important

The previous three items describe a certain lending service. But below you can find general details about payday loans.

Payday Loans in Edgewater, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is effortless and speedy to get approved for payday loans in Edgewater, New Jersey. The APR will be set individually for each consumer and will depend on the personal details the client entered.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

APR Calculator

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