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4.4 27 reviews

2004 E West Pkwy, Fleming Island, FL 32003, USA
+1 (904) 354-8537
www.communityfirstfl.org
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–3PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Community First Credit Union?

Here you see the feedback of our clients.

The service is very nice and the staff is so sweet and polite!

Ismael VonRueden

I bank with them and they have great customer service and banking system.

Jessy Greenholt MD

I met the manager of this branch and all of the employees.

Velma Ziemann

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Fleming Island, Florida

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in Fleming Island, Florida. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Community First Credit Union help take out a payday loan in Fleming Island, Florida?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Fleming Island, fl will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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