Welcome to Our Online Loan Referral Service

3.7 6 reviews

5220 Summerlin Commons Blvd, Fort Myers, FL 33907, USA
+1 (239) 243-9097
locations.valley.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

Feedback about Valley Bank?

Here you get acquainted with the reviews of our clients.

Not the first time I use Valley Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.

Mrs. Evangeline Ryan

Money was urgently required. I left an online application in Valley Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Dr. Macey Stokes

Valley Bank is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Marie Bechtelar

want to express my deep gratitude to Valley Bank for believing my case. I had some problems with a credit rating, but this company helped me out and issued a loan.

Aniyah Schmidt II

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Fort Myers, Florida

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Fort Myers, fl. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Valley Bank help take out a loan in Fort Myers, Florida?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Fort Myers, fl will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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