Welcome to Our Online Loan Referral Service

4.8 83 reviews
Loan agency in the Ocean City, Florida

244A Eglin Pkwy NE, Fort Walton Beach, FL 32547, USA
+1 (850) 314-7409
www.advanceamerica.net
Saturday
9AM–7PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

Great staff, great service, overall great

Mrs. Alvena Marvin

I highly recommend this place against anywhere else in town.

Prof. Theron Pacocha DDS

Sarah is the best customer service representative I’ve had at this location.

Tristian Gaylord

Mr.Tanner treated me like family and cares about his clients.

Lukas Bins

The company made my first home purchase so easy.

Stanley Torphy

Call backs were always within a short time and he was so personable.

Neal Marks

And I've worked for 8 different security companies over an 11 year period.

Jennyfer Goldner Jr.

Do yourself a favor and don't waste your time.

Bettye Boyer Jr.

GREAT pie good service and price

Lou Heaney

Great place to sit outside and enjoy a meal and ice cream.

Mrs. Maida Konopelski Sr.

The staff was super friendly and prompt with helping customers.

Dr. Johnnie Fay III

Wonderful place to work!!!

Dr. Ariel Gleichner

The medical and office staff are amazing.

Gilbert Tillman

Mom was in good hands

Prof. Tatum Koch MD

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Fort Walton Beach, Florida

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Fort Walton Beach, Florida is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Advance America help take out a payday loan in Fort Walton Beach, Florida?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Fort Walton Beach, fl will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

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