Welcome to Our Online Loan Referral Service

3 62 reviews

838 Eglin Pkwy NE, Fort Walton Beach, FL 32547, USA
+1 (850) 862-0111
www.eglinfcu.org
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Company Name

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Feedback about Eglin Federal Credit Union?

Here you read the reviews of our customers.

Great loan rates, service, and people. They've helped me when times were tough. Been banking here for 15 years and love it!

Milton Waelchi DVM

Had an unfortunate experiance with some bill payer thing they offer.

Destin Nolan MD

Worst customer service and banking experience repeatedly.

Lou Braun

Great loan rates, service, and people.

Prof. Dereck Lockman Jr.

Had an unfortunate experiance with some bill payer thing they offer.

Prof. Glennie Barrows IV

Worst customer service and banking experience repeatedly.

Ms. Maybell Hyatt

Awesome branch great service.

Moriah Carter V

They checked my credit (714) and it doesnt work for them !!!

Esta Pouros PhD

They really help make you feel like family.

Jovanny Brakus II

The staff here was absolutely fantastic through my home equity loan process.

Mr. Keven Lindgren MD

Won't help you in any way basically a money hungry bank go else where

Rolando Legros Sr.

They have answered my question .

Emerald Turner

I highly recommend him to handle your service needs you won’t be disappointed.

Dr. Ryley Armstrong

I was declined but paid them a huge amount of money.

Buddy Feil

This 5 star review is strictly on the customer service I've received.

Buck Denesik

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Fort Walton Beach, Florida

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Fort Walton Beach, Florida is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Eglin Federal Credit Union help take out a loan in Fort Walton Beach, Florida?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Fort Walton Beach, fl review this circumstance not a hindrence to take out a loan. The customer of a cash advance should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only resolve current issues, but improve the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

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Charlotte State Bank & Trust

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