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Loan agency in Fort Walton Beach, Florida

201 Miracle Strip Pkwy SE # E, Fort Walton Beach, FL 32548, USA
7 years in business
+1 (850) 362-6600

Feedback about E Pay Spot?

Here you get acquainted with the feedback of our clients.

Thanks to the team of E Pay Spot. Quick solution of the arisen problems, quick decision on the payday loan. I definitely recommend this company.

Ms. Jaqueline Hyatt IV

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Troy Hodkiewicz DVM

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Fort Walton Beach, Florida

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Fort Walton Beach, Florida is taken out simply and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will E Pay Spot help take out a payday loan in Fort Walton Beach, Florida?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Fort Walton Beach, fl review this circumstance not a hindrence to take out a loan. The client of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only resolve current problems, but enhance the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Fort Walton Beach, Florida

Mortgage Solutions Financial Jacksonville

961687 Gateway Blvd STE 101B, Fernandina Beach, FL 32034, USA

+1 (904) 404-8830

mortgagesolutions.net

MoneyGram

1124 Dunn Ave, Jacksonville, FL 32218, USA

+1 (904) 757-2228

locations.moneygram.com

Pen Air Federal Credit Union

1289 Airport Blvd, Pensacola, FL 32504, USA

+1 (850) 505-3200

www.penair.org

FAIRWINDS Credit Union

27414 US Hwy 27, Leesburg, FL 34748, USA

+1 (407) 277-5045

www.fairwinds.org

ACE Cash Express

1036 Dunn Ave Ste 50 Ste 50, Jacksonville, FL 32218, USA

+1 (904) 751-6999

www.acecashexpress.com

Seacoast Bank

815 S Colorado Ave, Stuart, FL 34994, USA

+1 (772) 221-2760

www.seacoastbank.com

PNC Bank

1700 E Mitchell Hammock Rd, Oviedo, FL 32765, USA

+1 (407) 971-8200

apps.pnc.com

ATM (Fifth Third Bank)

9716 San Jose Blvd, Jacksonville, FL 32257, USA

locations.53.com

Bank of America (with Drive-thru services)

8181 W Broward Blvd, Plantation, FL 33324, USA

+1 (954) 473-2666

locators.bankofamerica.com

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