Welcome to Our Online Loan Referral Service

3.2 35 reviews

2831 NW 43rd St, Gainesville, FL 32606, USA
+1 (352) 377-4141
www.flcu.org
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

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What people think about Florida Credit Union?

Below you find some of the opinions of our customers.

I have an iphone Xs and great service so there should be no issues.

Twila Moore

Ashley Wood helped me get a credit card and refinance my car.

Dr. Kaci Kerluke

The branch on 43rd is much nicer and the staff there is a lot more pleasant.

Dr. Axel Corkery III

Excellent service!! The staff is friendly, helpful, and professional. They make the process of pawning quick, and easy giving fair loans on the item you are pawning!

Ms. Lonie Fritsch III

Both times I have been very pleased with the staff, the prices & the service.

Frederic Rice I

Kris and their entire staff will give you the best experience as a customer.

Jaida Kuphal

Pay Attention

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Gainesville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Gainesville, New York. The APR will be set individually for each case and will depend on the personal data the consumer entered.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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