City National Bank - ATM Payday Loans Review

Organization owner?

1302 N Main St, Gainesville, FL 32601, USA

+1 (352) 375-2919

What people think about City National Bank - ATM?

Below you find some of the reviews of our customers.

Applied for a cash advance second time. Got denied! No suggestion WHY! No clarification. Tricky lender.

Alvena Dicki

I took loans from City National Bank - ATM 2 times. Previously it was ok. Last time they said I was approved. Said the funds would be in my account within 2 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Mr. Caden Hermann

Wasted too much time with this lender. They charge sky high rates! Unhappy

Verdie Spencer

Important

The previous three items charactirize a peculiar lending service. But below you can find general data about payday loans.

Payday Loans in Gainesville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your temporary financial troubles in Gainesville , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments in a timely manner.

To get accepted for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.