Welcome to Our Online Loan Referral Service

4.3 18 reviews

3591 Gulf Breeze Pkwy, Gulf Breeze, FL 32563, USA
+1 (850) 505-3200
www.penair.org
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

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Feedback about Pen Air Federal Credit Union?

Here you read the feedback of our customers.

Great place and affordable situation to do business.

Tyree Hauck

Just got re routed to one automated recording to another.

Roel Grady MD

A GREAT group of people, even if Brian IS a Mississippi fan.

Prof. Odessa DuBuque Jr.

I went SunTrust Tiger Point this morning to assist a real estate client.

Mrs. Chloe Denesik PhD

I appreciate your review, however, it has taught me a valuable lesson.

Zander Stroman

Pay Attention

Lending companies are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Gulf Breeze, Florida

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to issue loans in Gulf Breeze, Florida. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Pen Air Federal Credit Union help issue a loan in Gulf Breeze, Florida?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Gulf Breeze, fl will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Gulf Breeze, Florida

Walmart Money Center

Fort Walton Beach, FL 32547, USA

www.walmart.com

FineMark National Bank & Trust

10010 Coconut Rd, Bonita Springs, FL 34135, USA

+1 (239) 405-6700

www.finemarkbank.com

Capitol Finance Group

4252 Old A1A, Palm Coast, FL 32137, USA

+1 (316) 766-4194

expressloansofamerica.com

Amscot - The Money Superstore

10570 W Colonial Dr, Ocoee, FL 34761, USA

+1 (407) 287-4938

www.amscot.com

Edward Jones - Financial Advisor: Joe Federico, AAMS®

20324 E Pennsylvania Ave, Dunnellon, FL 34432, USA

+1 (352) 489-9911

www.edwardjones.com

Loan Solution Team

60 Ocean Blvd, Atlantic Beach, FL 32233, USA

+1 (904) 853-6938

America's Mortgage Experts

3174 Gulf Breeze Pkwy, Gulf Breeze, FL 32563, USA

+1 (850) 299-4536

VyStar Credit Union ATM

5857 Seven Mile Dr, Wildwood, FL 34785, USA

+1 (904) 777-6000

vystarcu.org

Mariner Finance

1500 Beville Rd Ste. 602, Daytona Beach, FL 32114, USA

+1 (386) 323-6100

www.marinerfinance.com

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