Welcome to Our Online Loan Referral Service

4.5 2 reviews

81541 Old Hwy, Islamorada, FL 33036, USA
+1 (305) 676-3051
www.my100bank.com
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

2008-09-05

Mailing Address

Company Name

Contact Data

Feedback about Centennial Bank?

Here you see the feedback of our clients.

I trusted Centennial Bank when it was necessary to get a payday loan. I submitted an application quickly. No issues.

Barry Daniel IV

Yesterday I needed money, I decided to contact Centennial Bank. They quickly approved the amount necessary, and besides, they offered favorable terms at a low interest rate.

Meredith Ernser

Not the first time I use Centennial Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when cash is urgently needed.

Tessie Muller

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.

Miller Stark

Pay Attention

Above-defined info provides the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Islamorada, Florida

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Islamorada, Florida is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Centennial Bank help issue a loan in Islamorada, Florida?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Islamorada, fl consider this circumstance not a drawback to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only handle current problems, but improve the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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