Welcome to Our Online Loan Referral Service

5 2 reviews

13860 Old St Augustine Rd, Jacksonville, FL 32258, USA
+1 (904) 394-2278
locations.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the testimonials of our clients.

Wasted too much time with this lender. They charge sky high rates! Illegit service

Dorcas West

Freaking out interest rate. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady on the phone was very disrespectful. Not satisfied. Better search for another lender.

Bryana Schimmel

This website is a scam. I will never apply again. $30 goes towards loan and you keep $87 for interest.

Dr. Cora Durgan DVM

I took loans from First Citizens Bank 3 times. Previously it was ok. Last time they said I was accepted. Promised the money would be in my account within 6 hours. It’s been 2 days – no money. They do not answer emails. Why???

Emmanuelle Towne

I tried to borrow funds from First Citizens Bank. They declined me. Why then advertise they accept everyone even those with poor credit?? Bad service. Besides, got many mails with an offer to take out a loan. I do not recommend this service.

Sonny Kling

Important

Now you can read general characteristics of payday loans.

Payday Loans in Jacksonville, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Jacksonville, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

APR Calculator

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