Welcome to Our Online Loan Referral Service

3.8 5 reviews
Loan agency in Jacksonville, Florida

2683 St Johns Bluff Rd S # 147, Jacksonville, FL 32246, USA
7 years in business
+1 (904) 642-3201
nicholasfinancial.com
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

[email protected]

+1.7277260763

+1.7277262140

Feedback about Nicholas Financial Inc?

Here you see the feedback of our clients.

I took out a loan from Nicholas Financial Inc 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Mrs. Jaunita Deckow

Unsatisfied! Was refused to issue $1,000. Only $400 was approved.

Nasir Bosco

Disappointed! Was refused to take out $1,000. Only $400 was approved.

Arne Hickle

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Mr. Enos Welch II

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Eladio Toy MD

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Jacksonville, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Jacksonville, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will Nicholas Financial Inc help take out a payday loan in Jacksonville, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Jacksonville, New York. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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SunTrust Bank

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