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Loan agency in Jacksonville, Florida

4819 San Juan Ave, Jacksonville, FL 32210, USA
7 years in business
+1 (904) 645-0672
Thursday
8AM–5PM
Friday
(Good Friday)
8AM–4PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

What people think about Universal Motor Credit?

Below you read some of the testimonials of our customers.

Lots of new faces here, can't wait until the next one.

Andres Veum DVM

Lots of programs that touch all areas of life.

Stacy Stehr I

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Jacksonville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Jacksonville, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Jacksonville, Florida

VALIC Financial Advisors Office

825 Thomasville Rd, Tallahassee, FL 32303, USA

+1 (850) 297-0780

www.valic.com

Achieva Credit Union

1485 E Venice Ave, Venice, FL 34292, USA

+1 (941) 907-4867

www.achievacu.com

The Check Cashing Store

5566 W Oakland Park Blvd, Lauderhill, FL 33313, USA

+1 (954) 735-1960

thecheckcashingstore.com

Edward Jones - Financial Advisor: Terry J Miller

4620 Summerdale Blvd, Pace, FL 32571, USA

+1 (850) 995-3382

www.edwardjones.com

City National Bank - ATM

5032 Capital Cir SW #1, Tallahassee, FL 32305, USA

+1 (850) 878-1133

Amscot - The Money Superstore

911 62nd Ave S, St. Petersburg, FL 33705, USA

+1 (727) 865-6188

www.amscot.com

TD Bank

2689 Gulf to Bay Blvd, Clearwater, FL 33759, USA

+1 (727) 260-5423

locations.td.com

BBVA Bank

2814 SW 34th St, Gainesville, FL 32608, USA

+1 (352) 367-5064

www.bbvausa.com

First Financial LLC

110 E Broward Blvd, Fort Lauderdale, FL 33301, USA

+1 (954) 463-1001

www.bankatfirst.com

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