Welcome to Our Online Loan Referral Service

4.2 5 reviews

5450 MacDonald Ave, Stock Island, FL 33040, USA
+1 (305) 296-8535
keysbank.com
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
Closed

Domain Info

Created Date

1997-01-21

Mailing Address

1201 SIMONTON ST, KEY WEST, FL, 33040-3111, United States

Company Name

First State Bank of the Florida Keys

First State Bank of the Florida Keys

Contact Data

[email protected]

+1.3052937103

+1.3052949203

Feedback about First State Bank of the Florida Keys?

Here you get acquainted with the reviews of our clients.

Check this local for local seafood Vendors in the parking lot

Prof. Jacinto Boehm I

The location is convenient with easy access.

Ms. Julie Kulas DDS

Wes is amazing quality fast service to my car.

Mr. Jamey Heaney II

Location is small/tight and understaffed, but handled things quickly.

Prof. Triston Jacobs II

Great service clean cars reasonably priced

Miss Hermina Mohr

Great customer service, organized office & friendly staff ready to help you.

Prof. Nathan Murray Jr.

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Key West, Florida

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Key West, fl. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First State Bank of the Florida Keys help issue a loan in Key West, Florida?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Key West, Florida. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

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Cadence Bank - Clearwater Branch

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