Domain Info
Created Date
1997-01-21
Mailing Address
1201 SIMONTON ST, KEY WEST, FL, 33040-3111, United States
Company Name
First State Bank of the Florida Keys
First State Bank of the Florida Keys
Feedback about First State Bank of the Florida Keys?
Here you read the reviews of our customers.
Our secretary signed our checks instead of our manager because hes on vacation.
Damon White
Fast service, professional, outstanding customer service.
Lavada O'Keefe
Great place to open an account.
Rosie Frami
Pay Attention
Further there will be given the details about not a definite lending company. The information below will explain general information about payday loans and its specific elements.
Payday Loans in Key West, Florida
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.
Payday loans in Key West, Florida are taken out problem-free. The interest rate depends on the client's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.
APR
304%*
Max Loan
$500 for single payment and $1,000$ for installment loans
Min Term
7 days for single payment and 60 days for installment loans
Max Term
31 days for single payment and 90 days for installment loans
How will First State Bank of the Florida Keys help take out a loan in Key West, Florida?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Key West, fl will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Key West, Florida
Valley Bank
15801 Biscayne Blvd Suite 100, North Miami Beach, FL 33162, USA
+1 (305) 940-4050
locations.valley.com
CenterState Bank
120 FL-312 West, St. Augustine, FL 32086, USA
+1 (904) 824-5600
www.centerstatebank.com
Eglin Federal Credit Union
1498 S Ferdon Blvd, Crestview, FL 32536, USA
+1 (850) 862-0111
www.eglinfcu.org
Florida Credit Union
3504 E Silver Springs Blvd, Ocala, FL 34470, USA
+1 (352) 237-8222
www.flcu.org
Advance America
13300 NW 27th Ave Unit #4, Opa-locka, FL 33054, USA
+1 (305) 688-2224
www.advanceamerica.net
