Welcome to Our Online Loan Referral Service

2.5 13 reviews

2778 N Roosevelt Blvd, Key West, FL 33040, USA
+1 (305) 296-8535

Domain Info

Created Date


Mailing Address

1201 SIMONTON ST, KEY WEST, FL, 33040-3111, United States

Company Name

First State Bank of the Florida Keys

First State Bank of the Florida Keys

Contact Data




Feedback about First State Bank of the Florida Keys?

Here you read the reviews of our customers.

Our secretary signed our checks instead of our manager because hes on vacation.

Damon White

Fast service, professional, outstanding customer service.

Lavada O'Keefe

Great place to open an account.

Rosie Frami

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Key West, Florida

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Key West, Florida are taken out problem-free. The interest rate depends on the client's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First State Bank of the Florida Keys help take out a loan in Key West, Florida?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Key West, fl will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

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