Welcome to Our Online Loan Referral Service

5 reviews

224 SE Clements Pl, Lake City, FL 32025, USA
+1 (386) 961-7820
www.fldotcu.com
Thursday
7:30AM–5:30PM
Friday
(Good Friday)
7:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM

Domain Info

Created Date

1999-03-11

Mailing Address

96 Mowat Ave, Toronto, ON, M6K 3M1, Canada

Company Name

Contact Privacy Inc. Customer 0151903424

Contact Privacy Inc. Customer 0151903424

Contact Data

[email protected]

+1.4165385457

Feedback about Florida DOT Credit Union?

Here you grapple with the feedback of our customers.

The payday loan is transferred easily and quickly. There is a minus - a great interest rate when paying off a loan.

Rosella Gorczany

Not the first time I use Florida DOT Credit Union. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.

Mireya Bartell

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use Florida DOT Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Adelia Ernser

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lake City, Pennsylvania

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Lake City, pa. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

6% APR small loan cap

How will Florida DOT Credit Union help issue a payday loan in Lake City, Pennsylvania?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lake City, Pennsylvania. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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